OlehGirl.com
I’ve got an apartment! (if..)
On Sunday I will sign the lease for a new apartment. Provided that is if I can find another person to be a guarantor for me. I need two and I don’t have any idea who to ask. Native Israelis use relatives but for olim this is a much bigger issue if they don’t have family already here. My understanding is that asking work colleagues to serve as a guarantor is a no no. That doesn’t leave me with very many options. The way I had to get around not having guarantors before was to pay the whole year’s rent up front in cash on the day I signed the lease — and that has meant, in both of the two apartments I’ve rented that the landlords don’t pay to fix anything at all and I’ve had to foot the bill for fixing a hot water heater in this apartment twice, work on the electric outlets, replaced entirely the dead hot water heater in the previous apartment, bought a new refrigerator in the previous apartment when the one in it was discovered not to work and had to pay to have the old one removed and so forth. Still, not seeing any other options, I offered to do that with this landlord and he was like you are certainly free to do that but I still want two guarantors in case you didn’t pay the arnona or the electric or what have you.
Help! Any advice? Are there people who offer to be guarantors for a fee or something here? Anyone want to be a guarantor for me? Obviously I pay my bills.
The apartment is great. It is huge. It is in Bnei Brak on the border of Ramat Gan. It has an amazing kitchen, though I will need to buy a fridge. It has a little laundry room just big enough for the washer and dryer and standing there in front of it to put the stuff in –awesome to have the washer and dryer in the same room! It has a baby’s room that is not only big enough for a crib but also for a changing table, rocking chair, and small dresser. The second bedroom is big enough to fit the humongous Danish canopy bed –aptly named “the heavenly bed” in German (I bought it when I lived in Germany and have carried it country to country ever since — I love that bed!). There is a little enclosed balcony room off of the bedroom where I can put the litterboxes (not utterly ideal but manageable). It has an air-conditioning unit and ceiling fan in the living room which is big enough for me to put the bookcases as well as the sofa and coffee table and make a small home office in one end of it.
But I need a guarantor. Ack.
| Print article | This entry was posted by Yael on July 30, 2010 at 12:49 pm, and is filed under Israel. Follow any responses to this post through RSS 2.0. You can leave a response or trackback from your own site. |
(Photo by Dani Machlis)


about 1 month ago
Don’t you have any Israeli friends who could pretend to be your relative so that you could get the apartment?
about 1 month ago
Don’t you have any Israeli friends who could pretend to be your relative so that you could get the apartment?
I hasten to add, this is not my normal way of going about things. However, in Israel, if you play things straight you normally get suckered.
about 1 month ago
Miki, I don’t really. Maybe one of the vets I know would be willing. Maybe if I agreed to pay 10 or 20k sheks in advance to the person who agrees to be returned if I don’t screw the landlord (which of course I would not do but as a guarantee to the guarantor)? The two Israeli friends I’ve talked with so far have said you never ask anyone who is not a close relative…but I don’t have relatives here!
about 1 month ago
Perhaps you could contact your cousin there.
about 1 month ago
Ema do you have the email? I haven’t seen him in like 4 years and have no idea where they are living now. Send asap if you’ve got it as they are shomer shabbat
about 1 month ago
Check email.
about 1 month ago
Sent address. Blood is thicker than water, even in our family…
about 1 month ago
don’[t you have friends you can ask? that’s what i always did, because i didn’t have family here either.
but if the only reason he wants the guarantors is in case you don’t pay the utilities etc., that doesn’t make sense. especially because i’m sure the amount of the guarantee is probably much higher than any unpaid bills you could rack up. usually when you rent an apartment in israel you transfer all the bills into your name anyway, so he wouldn’t get stuck with anything unpaid.
good luck!
about 1 month ago
Blood is thicker than water, even in our family…
Absolutely. That is why to Israelis 1 Israeli life should be worth even more than 1 million Palestinian lives.
It’s called self preservation! It’s called PROTECTING YOUR OWN.
I can’t believe all the Israeli blogs out there (not this one) full of self loathing Jews who don’t understand this basic concept.
It reminds me of a quote from the BBC miniseries “Jekyll”.
http://en.wikiquote.org/wiki/Jekyll_%28TV_series%29
Tom’s mother: People think that Hyde is Rage. Or Hate. Or Greed. Or Lust. But Hyde is far worse.
Claire Jackman: Then what is he?
Tom’s mother: [beat] What was the first day you knew you could kill someone, anyone at all, if you had to?
Claire Jackman: The first time I held my children.
Tom’s mother: It’s our oldest, deadliest impulse, the need to protect our own at the expense of any other living thing… and we give that impulse such a nice name. Hyde… is Love – and Love is a psychopath.
about 1 month ago
Nicole, I fear that if this guy is so extreme in his demands, he may not make the best landlord either. What I am worried about is that Yaeli signed some kind of paper … What is that about? Does that obligate her to something else? That seems very strange to me.
about 1 month ago
It sounds like this is just the way things are done in Israel. I guess the Israelis on this blog could confirm whether this is the case or not.
about 1 month ago
Steve, I hope so. I hope that she did not commit herself to a particular course of action or lots of fees.
about 1 month ago
Is it just me or is the state of Landlordism just plainly, rediculous, or what? Paying a year’s rent upfront…..geez!
about 1 month ago
We probably shouldn’t comment to much on that. If that’s the way their society does it then that’s the way their society does it.
I am just glad that’s NOT the way Our society does it.
about 1 month ago
Mac, it is ridiculous. No landlord should be so paranoid.
Greg, I agree. Glad we have a different system here in the US; it sure makes things easier.
about 1 month ago
My Parents rent out an appartment in Raanana. They too asked for guarantors from the rentees
.
Its just the done thing here and to me makes sence . The renter wants to be sure that he’s renting his place to people he can trust will pay the bills ect..
They rented out the place to a young couple who brought their parents as guarantors.
I agree that for olim that could be a problem but as a rentor I still need assurance that things will run as they should.
Anway yaeli should be pleased that the landlords dont see the 10000 cats as a problem
about 1 month ago
Lynne: the legal situation in Israel has traditionally one been which required landlords to be paranoid. The tenant protection legislation made it practically impossible to evict tenants who fail to pay their rent.
Like in other countries, the tenant protection legislation was enacted in order to protect the poverty-stricken and malnourished tenants against the evil landlords.
I personally had a case of a deadbeat tenant. At the time I owned a flat in one city, where I lived. When I began studying for my M.Sc. in another city, I leased the flat. The first tenant was an insurance agent, who got into trouble in his business, so didn’t pay me. Fortunately, my uncle stepped in and straightened things out.
about 1 month ago
any chance you can ask him if you can give him a shtar chov instead? for some ridiculous amount of money? I think you can get one from the post office if they still do that. Basically you give him one for 50k or something stupid, or the amount you could run up in arnona in a year, and he gets to use it if you leave debts when you leave. is that an option?
failing that I reckon you should cold call Bob’s parents and ask them outright – you never know, they might say yes. They might say no too, but it might be worth a try if it means that or lose the apartment. Moshe or Medi 0726697182/1
Stranger things have happened!
about 1 month ago
TDDPirate, yes, I do see your point. It’s important to look at the whole picture not just this one seemingly paranoid aspect. I rented out my condo to a woman who was recommended to me by another condo owner and I lost so much money on this deal. She had a kitchen fire which she never told me about, left owing five months rent, and I was just lucky that she agreed to get out when she did.
I don’t like the idea of guarantors though. It would seem that a reasonable search of the person’s rental history, their credit and occupation, putting up hefty deposits, etc. should be sufficient in most cases—-though with the laws that you mention, perhaps this additional safeguard is needed…
about 1 month ago
I understand protecting oneself, of course. Very important, but a whole year’s rent is a lot of money to come up with for a renter.
about 1 month ago
But Mac, that’s just the way things are done in Israel. You might not like that but you must respect that.
Israel isn’t America.
about 1 month ago
Greg, what is your hang up about talking about things in other countries? I’m not insulting anyone or even their country. Chill out and enjoy the conversation. That’s all it is, anyway….
about 1 month ago
Greg you’ve made your position quite plain repeatedly re: commentary on other countries, so enough. Yes, this a warning. There won’t be another.
about 1 month ago
IN DEFENSE OF GREG, his comment was mild, and Mac’s was an appropriate response—and, I agree with Mac, we are all just talking and debating, so enjoy the conversation